Mortgage Types

When applying for a mortgage loan, there are several factors that lenders consider to determine your eligibility and the terms of the loan. One of these factors is your debt service coverage ratio (DSCR). Additionally, non-qualified mortgage (non-QM) loans have become an increasingly popular option for borrowers who do not meet the strict requirements of […]

When it comes to buying a home in the United States, most people will need to take out a mortgage loan. A mortgage loan is a type of loan that is used to purchase a property, and it is typically paid back over a period of 15 to 30 years. However, there are several different